Hello everyone, I'm John. I'm a relatively new collector (2 to 3 years) and only in the past year have I gotten serious about the hobby. I have already built up a pretty nice collection in my view. By the time I did get serious and really started observing the market, reading the magazines, going to coin shows, and investing a good portion of my disposable income, CAC was already closed to new members. I'm proud to say that about 80% of my non-modern coins are CAC'd.